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Mega Saving Account

BdC Mega Saving designed to fulfil all types of customer needs across all segments, it’s a unique product offers competitive interest rates, calculated based on the minimum balance during the month and credited based on the account frequency (Monthly – Quarterly – Annually).

 This account bundled with complimentary life insurance up to EGP 200,000, a free debit card and a secured credit card with welcome bonus points.


  • Free life insurance starting age 18 years old till reaching age of 65 years as follows:
Account balance benefit with insurance Insurance amount
EGP 50,000 – 999,999 EGP 50,000
EGP 1,000,000 & above EGP 200,000
  • Free standard debit card first time issuance.
  • Possibility of issuing secured credit card against Mega Saving accounts with and welcome bonus points on secured credit card.

Accounts’ tiers, frequencies & interest rates:

Tiers Monthly IR Quarterly IR Annual IR
0 EGP - 49,999 EGP 0.00% 0.00% 0.00%
50,000 EGP - 999,999 EGP 15.00% 15.50% 16.00%
1,000,000 EGP - 9,999,999 EGP 17.00% 17.50% 18.00%
10,000,000 EGP - 19,999,999 EGP 20.00% 20.50% 21.00%
20,000,000 EGP & above 22.00% 22.50% 25.00%


  • The minimum balance required to open account EGP 1,500.
  • The minimum balance required to earn interest EGP 50,000.
  • Interest is calculated on the minimum balance during the month.
  • Interest will be credited to the customer’s accounts according to account frequency (Monthly – Quarterly – Annually).
  • The account is for individuals only.
  • The account is in Egyptian pound only.
  • Deposits and withdrawals from any of Banque du Caire branches all over Egypt.
  • Enjoy the convenience of BDC Online Banking for viewing and managing your account.
  • Accessibility of deposit and withdrawal 24/7 from any ATM.
  • Payment of obligations, invoices and money transfers.
  • Cheque and bill collection.
  • Receive periodic account statements.
  • Free subscription to the Interactive Voice Response (IVR).

Required Documents

  • A Copy of Valid National ID (Birth Certificate in case of Minor).
  • A Copy of Valid Passport for foreigners.
  • Recent utility bill (Residential address).
  • Account opening terms and conditions

Flexibility of accessing your balances through your mobile app, online banking or our wide range of distributed ATMs across Egypt.