LogoMega Saving Account
BdC Mega Saving designed to fulfil all types of customer needs across all segments, it’s a unique product offers competitive interest rates, calculated based on the minimum balance during the month and credited based on the account frequency (Monthly – Quarterly – Annually).
This account bundled with complimentary life insurance up to EGP 200,000, a free debit card and a secured credit card with welcome bonus points.
Benefits
- Free life insurance starting age 18 years old till reaching age of 65 years as follows:
| Account balance benefit with insurance | Insurance amount |
|---|---|
| EGP 50,000 – 999,999 | EGP 50,000 |
| EGP 1,000,000 & above | EGP 200,000 |
- Free standard debit card first time issuance.
- Possibility of issuing secured credit card against Mega Saving accounts with and welcome bonus points on secured credit card.
Accounts’ tiers, frequencies & interest rates:
| Tiers | Monthly IR | Quarterly IR | Annual IR |
|---|---|---|---|
| 0 EGP - 49,999 EGP | 0.00% | 0.00% | 0.00% |
| 50,000 EGP - 999,999 EGP | 17.00% | 17.50% | 18.00% |
| 1,000,000 EGP - 9,999,999 EGP | 19.00% | 19.50% | 20.00% |
| 10,000,000 EGP - 19,999,999 EGP | 22.00% | 22.50% | 23.00% |
| 20,000,000 EGP & above | 24.00% | 24.50% | 27.00% |
| Minimum interest amount to be paid | EGP 5 | ||
Features
- The minimum balance required to open account EGP 1,500.
- The minimum balance required to earn interest EGP 50,000.
- Interest is calculated on the minimum balance during the month.
- Interest will be credited to the customer’s accounts according to account frequency (Monthly – Quarterly – Annually).
- The account is for individuals only.
- The account is in Egyptian pound only.
- Deposits and withdrawals from any of Banque du Caire branches all over Egypt.
- Enjoy the convenience of BDC Online Banking for viewing and managing your account.
- Accessibility of deposit and withdrawal 24/7 from any ATM.
- Payment of obligations, invoices and money transfers.
- Cheque and bill collection.
- Receive periodic account statements.
- Free subscription to the Interactive Voice Response (IVR).
Required Documents
- A Copy of Valid National ID (Birth Certificate in case of Minor).
- A Copy of Valid Passport for foreigners.
- Recent utility bill (Residential address).
- Account opening terms and conditions
Flexibility of accessing your balances through your mobile app, online banking or our wide range of distributed ATMs across Egypt.