Internet and Mobile Banking

Experience total control with BDC Internet and Mobile Banking. Manage your financial world with fast, secure, and easy access to all BDC services from your smartphone

Self-registration

New to BDC Online?
Getting started takes just a few minutes through self-registration directly from the app or the internet banking - no branch visit, no waiting.
Self-registration is available to all BDC customers who opened their account since 2020 and with an active debit card.
The entire process is completed digitally and secured with a one-time password (OTP) sent to your registered mobile number.

View your account details & IBAN

All your account information - balances, transaction history, and your IBAN - is available at a glance from the Accounts section.
BDC online gives you a consolidated view of all your linked accounts.
No need to visit the branch - your financial picture is always one tap away.
You can view and access all your BDC account balances across all your BDC accounts, full transaction history with date, description, and amount and our IBAN for receiving transfers.

Payments & Transfers

Whether managing internal accounts, make credit card payments, or executing transfers to external beneficiaries, BDC Online facilitates every transaction in minutes:

• Seamless Transfers:
  Execute internal, domestic, or own-account transfers in seconds. With maximum security by the one time password (OTP) generated by BDC Token App
• Automate your finances:
  Set standing instructions for all your payment transfers.
• Pay to mobile wallet:
  Transfer funds to any bank inside Egypt in local currency - using account number.
• Donation payment:
  Make instant donations to charities.
• Pay your credit card amount due instantly from your account in BDC, you can also transfer from your account to anther customer’s credit card inside BDC.

Transactions limits

• Maximum amount per transaction: 2 MM
• Maximum daily amount: 5 MM
• Maximum monthly amount: 20 MM
• Maximum daily count of transactions: 20 transactions

Card Management

Your credit, debit, and prepaid cards are fully manageable from within BDC online. Activate, pay, freeze, dispute - without a phone call to customer service.

• Total control:
  View balance details and track transactions.
• Card activation:
  Activate cards (Debit, Prepaid and Credit) instantly through BDC Online. You'll need your card's expiry date and an OTP from the BDC Token to complete activation.
• Report a lost or stolen card:
  If your card is lost or stolen, block it immediately from the app. Select the card, choose 'Report Lost', specify the reason, and confirm with your BDC Token OTP and the card will be stopped instantly. This service works for debit, credit, and prepaid cards.
• Credit card payment:
  Settle your BDC credit card payments quickly and securely.
• Prepaid card management:
  Recharge and manage your prepaid cards on the go.
• Dispute a transaction:
  Raise a dispute directly through the app. Select the transaction, choose the dispute reason, accept the terms, and confirm with OTP. BDC operations team will review and process your request.
• E-Statement subscription:
  Subscribe to receive your monthly credit card statement directly to your registered email address. You can subscribe or unsubscribe at any time from within the app.

Account Services

Get a comprehensive view of your entire financial portfolio with BDC online. From live account balances to your IBAN, everything you need is always at your fingertips:

• Monitor all your BDC account balances in minutes, across EGP and foreign currency accounts.
• Access your full transaction history - searchable, filterable, and available any time.
• View your IBAN in seconds - perfect for receiving transfers.
• Download account statements whenever you need them.
• Get live foreign exchange rates to plan your international transactions.

Book branch appointments

Avoid the queues and save time by booking your branch visits in advance. Choose the service you need, select your preferred branch, and pick a time that works for you.

Deposits & Savings

Book Certificates of Deposit (CDs) Instantly

Grow your savings with ease through our instant booking for Certificate of Deposit service. Select the product that suits your goals, view applicable interest rates instantly, and complete your request securely in just a few taps

Booking Time Deposits (TDs) 

Maximize your returns by booking Time Deposits directly from your account. Customize your deposit duration and monitor your investment anytime from anywhere.

Request a cheque book

Apply for a new cheque book conveniently through Internet Banking or Mobile Banking without visiting a branch. Simply submit your request directly through the service. Your cheque book will be prepared according to the bank's procedures and delivered through the available channels.

Find branches & ATMs near you

Easily locate the nearest branch or ATM anytime and anywhere. Access up-to-date location information, directions, and service availability to help you reach the most convenient banking point quickly and efficiently.

Message center

Communicate securely with the bank through Internet Banking or Mobile Banking using the Message Center. Submit your inquiries or complaints directly to the bank through a safe and convenient digital channel, helping you stay connected without visiting a branch or contacting the call center.