Personal Loans

Banque du Caire offers personal loans that can fulfil all your dreams without the need to save money.

Personal Loan
Governmental employees, Public sector companies, Public business sector and Armed forces and its affiliates

Programs included

Salary transfer.
Installment transfer.
Salary transfer with additional income.
Annual installment.
Armed forces and its affiliates.

Features

Minimum age of the customer is 21 years, maximum age at the end of loan term is 60 years.
Minimum income is EGP 300.
Minimum loan amount is EGP 3,000.
Maximum loan amount is EGP 2,000,000.
Loan tenor up to 180 months.
Interest rate 22% decreasing.
Life insurance.

Required documents

Valid national ID.
Utility bill for the last 3 months.
HR letter.
Statement of employment status.
Acknowledgment of the employer's undertaking to transfer the borrower's salary.

Personal Loan
Pension

Programs included

Customers.
Colleagues.
Additional income.

Features

Minimum age of the customer is 21 years, maximum age at the end of loan term is 70 years.
Minimum income is EGP 1000.
Minimum loan amount is EGP 3,000.
Maximum loan amount is EGP 1,000,000.
Loan tenor up to 144 months.
Interest rate starting from 19.5% decreasing.
Life insurance.

Required documents

Valid national ID.
Utility bill for the last 3 months.
Pension transfer letter issued by the insurance office.

Personal Loan
Private sector employees

Programs included

Salary transfer.
Installment transfer.
Payroll.

Features

Minimum age of the customer is 21 years, maximum age at the end of loan term is 60 years.
Minimum income is EGP 1,000.
Minimum loan amount is EGP 5,000.
Maximum loan amount is EGP 2,000,000.
Loan tenor up to 120 months.
Interest rate starting from 21% decreasing.
Life insurance.

Required documents

Valid national ID.
Utility bill for the last 3 months.
HR letter
Statement of employment status.
Acknowledgment of the employer's undertaking to transfer the borrower's salary.

Personal Loan
Self employed

Programs included

Personal bank statement.
Company bank statement.
Liberal professions.
Activities supplied by ministry of supply.
Safwa.

Features

Minimum age of the customer is 23 years, maximum age at the end of loan term is 65 years.
Minimum loan amount is EGP 25,000.
Maximum loan amount is EGP 4,000,000.
Loan tenor up to 60 months.
Interest rate starting from 24.5% decreasing.
Life insurance.

Required documents

Valid national ID.
Utility bill for the last 3 months.
Valid commercial register or a copy of tax cards.

Personal Loan
Doctor - Clinic owners

Features

Minimum age of the customer is 25 years, maximum age at the end of loan term is 65 years.
Minimum loan amount is EGP 15,000.
Maximum loan amount is EGP 1,500,000.
Loan tenor up to 72 months.
Interest rate starting from 24% decreasing.
Life insurance.

Required documents

Valid national ID.
Utility bill for the last 3 months.
Valid syndicate ID.
Valid medical facility license issued by the ministry of health or the medical syndicate.

Personal Loan
CBE initiative for Doctor - Clinic owners

Features

Minimum age of the customer is 25 years, maximum age at the end of loan term is 65 years.
Minimum loan amount is EGP 20,000.
Maximum loan amount is EGP 2,000,000.
Loan tenor up to 84 months.
Interest rate starting from 5% decreasing.
Financing up to 90% of the medical equipment.

Required documents

Valid national ID.
Valid syndicate ID.
Valid medical facility license issued by the ministry of health or the medical syndicate.
A price quote for the purchased equipment.
Supplier’s commercial register.
Copy of the tax card.
License to practice the profession.

Personal Loan
Bankers

Programs included

Monthly installment.
Quarter installment.
Annual installment.

Features

Minimum age of the customer is 21 years, maximum age at the end of loan term is 60 years.
Minimum loan amount is EGP 5,000.
Maximum loan amount is EGP 3,000,000.
Loan tenor up to 120 months.
Interest rate starting from 21.5% decreasing.
Life insurance.

Required documents

Valid national ID.
Utility bill for the last 3 months.
Payslip for the last 3 months or bank statement for the last 3 months.
Bank statement showing (profit share for annual installment).

Personal Loan
Petroleum

Programs Included

Monthly installment (payroll - salary transfer - without salary transfer).
Quarter installment (payroll - salary transfer - without salary transfer).
Annual installment (payroll - salary transfer - without salary transfer).

Features

Minimum age of the customer is 21 years, maximum age at the end of loan term is 60 years.
Minimum loan amount is EGP 5,000.
Maximum loan amount is EGP 3,000,000.
Loan tenor up to 120 months.
Interest rate starting from 21% decreasing.
Life insurance.

Required documents

Valid national ID.
Utility bill for the last 3 months.
HR letter.
Statement of employment status.
Acknowledgment of the employer's undertaking to transfer the borrower's salary.
Bank statement showing (profit share for annual installment).
Payslip for the last 3 months or bank statement for the last 3 months.

Personal Loan
Surrogate loans

Programs Included

Property.
PIL to Auto.
Gezira club members.
X-sell to liabilities.
Tharwa.

Features

Minimum age of the customer is 21 years, maximum age at the end of loan term is 65 years.
Minimum loan amount is EGP 15,000.
Maximum loan amount is EGP 2,000,000.
Loan tenor up to 84 months.
Interest rate starting from 21% decreasing.
Life insurance.

Required documents

Valid national ID.
Utility bill for the last 3 months.
A copy of the unit contract from the real estate developer to the customer (only for property surrogate loan).
Valid club membership ID (only for Gezira club members).

Personal Loan
Club membership financing loans

Clubs included

Gezira sporting club.
Al Ahly sporting club.
Olympic sporting club.

Features

Minimum age of the customer is 21 years, maximum age at the end of loan term is 65 years.
Minimum loan amount is EGP 30,000.
Maximum loan amount is EGP 500,000.
Loan tenor up to 84 months.
Interest rate starting from 21% decreasing.
Life insurance.

Required documents

Valid national ID.
Utility bill for the last 3 months.
Letter from the club stating the membership value required.