Please wait...

 

Microfinance

Microfinance Products

BDC offers microfinance for all economic activities formal and informal that operate in the productive, industrial, commercial, and service sectors and their related activities and the self-employed (Except for agricultural, animal production, poultry and fish production activities). Also funding transportation and construction equipment of all kinds.
Also buyout loans, kinds of Motorcycles and all kinds of transportations vehicles.

Benefits:

  • Expansions in existing activities / operational expansions.
  • Loan for the expansion of existing activities.
  • Loan for the establishment of the project for those with experience in the field.
  • Loans for Motor overhauls - renovations and repairs - restructuring (refrigerators - cabins) - Maritime transportation and fishing boats - spare parts and supplies - changing rubber ... etc.
  • Loan buyout from other financing entities.
  • Loans for all kinds of Motorcycles.
  • Loans for all kinds of transportations vehicles.

Features:

Informal/Formal activities:

All economic activities that operate in the productive, industrial, commercial, and service sectors and their related activities, and the self-employed. (Except for agricultural, animal production, poultry and fish production activities).

Transportation & construction equipment:

All means of transportation and construction equipment of all kinds.

Motorcycles:

Loans for all kinds of Motorcycles (Motorcycles, Tricycle... etc.).

Transportations vehicles:

All kind of transportation licensed by traffic units and other vehicles licensed by traffic.

1. Product: Informal activities

Value From 5,000 Up to 150,000 EGP
Period Min 4 Months, Max 48 Months
Interest 42% Decreasing
Installments Equal Monthly
Administrative Fees 1% of issued loan amount
Stamp Fees 0.002% of issued loan amount
Penalty Fees 4% of late installments min 20EGP
Early Settlement Fees 3% of outstanding balance at payment time
Required Documents
  • A copy of the valid national ID of the customer and the guarantor.
  • A new facilities receipt to the customer & guarantor for the place of residence.

2. Product: Informal activities – Buyout

Value From 5,000 Up to 100,000 EGP
Period Min 4 Months, Max 48 Months
Interest 42% Decreasing
Installments Equal Monthly
Administrative Fees 1% of issued loan amount
Stamp Fees 0.002% of issued loan amount
Penalty Fees 4% of late installments min 20EGP
Early Settlement Fees 3% of outstanding balance at payment time
Required Documents
  • A copy of the valid national ID of the customer and the guarantor.
  • A new facilities receipt to the customer & guarantor for the place of residence.

3. Product: Formal activities

Value From 100,000 Up to 500,000 EGP
Period Min 6 Months, Max 60 Months
Interest 38% Decreasing
Installments Equal Monthly
Administrative Fees 2% of issued loan amount
Stamp Fees 0.003% of issued loan amount
Penalty Fees 4% of late installments min 20EGP
Early Settlement Fees 3% of outstanding balance at payment time
Required Documents
  • A copy of the national ID of the customer and the guarantor.
  • A new facilities receipt to the customer & guarantor for the place of residence.
  • A lease or ownership contract for the location of the activity.
  • A tax card or most recent tax return.
  • A recent extract from the commercial register or (a permit to practice the profession for self-employed persons).

4. Product: Formal activities – Buyout

Value From 50,000 Up to 500,000 EGP
Period Min 6 Months, Max 60 Months
Interest 38% Decreasing
Installments Equal Monthly
Administrative Fees 2% of issued loan amount
Stamp Fees 0.003% of issued loan amount
Penalty Fees 4% of late installments min 20EGP
Early Settlement Fees 3% of outstanding balance at payment time
Required Documents
  • A copy of the national ID of the customer and the guarantor.
  • A new facilities receipt to the customer & guarantor for the place of residence.
  • A lease or ownership contract for the location of the activity.
  • A tax card or most recent tax return.
  • A recent extract from the commercial register or (a permit to practice the profession for self-employed persons).

5. Product: Transportation Owners/Construction Equipment/Marine Transport & Fishing Boats

Value From 5,000 Up to 300,000 EGP
Period Min 4 Months, Max 36 Months
Interest 42% Decreasing
Installments Equal Monthly
Administrative Fees 1% of issued loan amount
Stamp Fees 0.002% of issued loan amount
Penalty Fees 4% of late installments min 20EGP
Early Settlement Fees 3% of outstanding balance at payment time
Required Documents
  • A copy of the national ID of the customer and the guarantor.
  • A lease or ownership contract for the location of the place of residence.
  • Vehicle license with the customer's name.
  • Contracted owners of cars from Uber and Careem.
  • Owner’s Statement or customs release or operating permit of the owner instead of the vehicle license (construction equipment).

6. Product: Transportation Owners/Construction Equipment/Marine Transport & Fishing Boats - Buyout

Value From 5,000 Up to 300,000 EGP
Period Min 4 Months, Max 36 Months
Interest 42% Decreasing
Installments Equal Monthly
Administrative Fees 1% of issued loan amount
Stamp Fees 0.002% of issued loan amount
Penalty Fees 4% of late installments min 20EGP
Early Settlement Fees 3% of outstanding balance at payment time
Required Documents
  • A copy of the national ID of the customer and the guarantor.
  • A lease or ownership contract for the location of the place of residence.
  • Vehicle license with the customer's name.
  • Owner’s Contracted of cars from Uber and Careem.
  • Owner’s Statement or customs release or operating permit of the owner instead of the vehicle license (construction equipment).
  • A tax card or most recent tax return.
  • A recent extract from the commercial register or (a permit to practice the profession for self-employed persons).

7. Product: Motorcycles

Value Up to 75,000 EGP
Period Min 4 Months, Max 24 Months
Interest From 39% to 44% Decreasing
Installments Equal Monthly
Administrative Fees 3% of issued loan amount
Stamp Fees 0.002% of issued loan amount
Penalty Fees 4% of late installments min 20EGP
Early Settlement Fees 6% of outstanding balance at payment time
Required Documents
  • An original price offer with the name of the customer from listed Motorcycles Dealer.
  • A copy of the national ID valid of the customer and the guarantor.

8. Product: Transportations vehicles

Value Up to 500,000 EGP
Period Min 6 Months, Max 60 Months
Interest From 36% to 43% Decreasing
Installments Equal Monthly
Administrative Fees 3% of issued loan amount
Stamp Fees 0.003% of issued loan amount
Penalty Fees 4% of late installments min 20EGP
Early Settlement Fees 6% of outstanding balance at payment time
Required Documents
  • An original price offer with the name of the customer from a listed.
  • Vehicle license with the customer's name.
  • A copy of the national ID valid of the customer and the guarantor.

Conditions for customer and guarantor

  • Egyptian nationality, fully qualified, of good reputation.
  • The age of the borrower isn’t less than 21 years old and not more than 65 years at the end of the loan period.
  • The customer or guarantor or one of them must not be ignorant of reading and writing.
  • The client requesting loan must not be a guarantor for another client in the bank.
  • The guarantor of the customer requesting finance is not a minor.
  • Terms & Conditions apply.
  • For further information, kindly visit the nearest branch of our bank that offers microfinance Products.

Banque du Caire offers its services to provide microfinance in the following branches

Cairo Alexandria, Al-Behara and Marsa Delta and Canal Upper Egypt, the Red Sea and Al-Wady El-Gded
Al-Awkaf Marsa Matrouh Al-Hussinia Kafr El Sheikh Senoras Bba
El-Sayda Zainb Al-Delngat Fakus Al-Kholfa Wekalt Ebshway Wekalt Al-Fashn
Masr El-Kmeda  Al-Wardian Abo Kebir Bialla Wekalt Al-Wasta Samalout
Helwan Bab Sedra  Meet Ghamr  Port Said Al-Swaky Smosta
6 of October Hosh Essa Al-Hamoul El-shohadaa
Al-Suez
Shark Al-Neil Abo Kourkas
El-Tawfik City Desouq Minia Al-Kamh Al-Ismailia Tama Melawy
Shubra Backus Kafr Shukr Port Fouad Tahta - Sohag Der Mouas
Al-Oubor Fwah Kafr El Zayat Al-Salhia Al Kawthar Al-Qusiya
Al-Haram Abo Al-Matamir Zfta Tanta Abo teg Manfalot
Al-Ameria Al-Seiof Derb Negm Souk Naser Asyut Ahnasia
  Sporting Benha Al-Mahalla Qena Wekalt Bani Mazar 
  Damanhur Shbeen El Koom Berkt Al-Saba Safaga Maghagha
  Kafr Al-Dawwar Wekalt Ashmon Al-Mansoura El-Minya Sohag
  Salah Salem Al-Sadat Talkha Al-Oqsour El Blina - Gerga
  Al Agami kalyoub Senbellawein Kos Nag Hammadi
  Al-Akbal Tala Aga Esna Gerga
  Al-Hmam Menouf Al-Gomhoria Al-Fayoum Aswan
    El-Bagour Al-Zagazig Atsa Edfu
    Sherbin Belbeis Naser (Beni Sweif) Abo Sambel
    Damiat Al-lwaa Bani Sweif Komombo
    Kafr Saad Al-Asher Al-Hurghada Al-Kharga
    Al-Manzla City Sharm    
    Belqas

AL Souk Port Said