SME Banking
We thrive to unlock the full potential of any business opportunity to all SME clients, considering the role and the importance of SMEs in the growth of the national economy.
We provide integrated financial & non-financial solutions for that fits your business needs. Moreover, we believe in supporting startups in alignment with the financial inclusion agenda.
Geographically Spread Network of SME business centers across all regions ready to serve you through our wide and convenient branch network in all Egypt governorates.
Customer Value Proposition offering diversified & tailored programs designed to meet all SME segments needs as well as having a dedicated relationship manager as the focal point to provide the needed banking solutions, services & consultations.
Enterprises | Existing | Newly Established | ||
---|---|---|---|---|
Annual Sales Turnover (EGP) | No. of Employees | Paid in capital (EGP) | No. of Employees | |
Micro | Less than 1M | < 10 | Less than 50K | < 10 |
Small | From 1M to < 50M | < 200 |
Industrial Sector: From 50K to 5M Non-Industrial Sector: From 50K to 3M |
< 200 |
Medium | From 50M to < 200M |
Industrial Sector: From 5M to 15M Non-Industrial Sector: From 3M to 5M |
Our definition for SME segment is in line with CBE regulations*
Whatever your business size or needs, we promise to meet your expectations and to provide a wide range of solutions/services that will suit your needs either Financial Products & Services or Non-Financial Services.
- For sales turnover from 1M to 20M, you can apply for Engaz Loan.
- For sales turnover from 1M to 50M, you can apply for Small Enterprises Lending program.
Collaborations with Local & Global financial entities
- MSMEDA (Egyptian Micro, Small and Medium Enterprises Development Agency).
- EBRD (European Bank for Reconstruction and Development).
- GGF (Global Greengrants Fund).
- SANAD* Fund for MSME.
- EIB (European Investment Bank).