• Special account opening fees regardless the number of accounts held.
• Got obligations at another bank? We offer you 1 local transfer free of charge each month.
• Free Tharwa branded check book per year.
• Free balance certificate each month.
• Have your free Platinum debit card delivered to your doorstep along with & 2 of your family members.
• Free unlimited signature verifications.
• Exclusive availability of safe boxes to Tharwa clients.

A memorable banking experience uniquely tailored by BdC to exceed your expectations…

• The right assortment of unique banking solutions to better serve your lifestyle.
• Enjoy a bundle of tailored products with very special fees exclusively offered to our Tharwa clients.

An assigned professional Tharwa relationship manager at your disposal

• Highly skilled Tharwa relationship managers to provide you with exceptional support and financial  guidance to help you achieve your financial goals.
• Our Tharwa relationship managers are keen on planning all your financial needs to ensure you would realize your future milestones.
• Not only this, your Tharwa relationship manger will also keep you up to date with the latest products, services and lifestyle benefits to ensure you are guided through out your wealth growing journey.
• Our Tharwa relationship managers work closely with you to develop a customized financial plan based on your current needs and future goals.

Dedicated Call Center

• An exclusive 24/7 Tharwa call center at 15160.
• Always ready to answer your queries, solve any issues.

Your needs met…With our bouquet of Tharwa cards!

A luxury travel experience awaits you through your free access to more than 900 business class lounges across different airports

Have your Tharwa debit card at a glance free issuance fees, With higher daily limits & benefits Know More

Free issuance of Platinum credit cards with exceptional credit limits, less interest rates (2.283% & much benefits Know More

Issue up to 2 supplementary cards to your family members(sharing primary cardholder limit) Know More

Issue your World Elite credit card & enjoy exceptional cash back, Higher daily limits & benefits.

A range of uniquely designed cashback rewards across the year.

Tharwa…Your fortune blooming!

Tharwa saving account…an account combining both competitive return & flexibility to access your money exclusively designed to our valued Tharwa client.

Availability to issue free cheque book

Tiered account with daily interest calculation

We are always ahead with our range of certificates of deposits available in both Egyptian pounds & US Dollars Know More

We are keen on providing banking solutions to better suit your plans, Ask us about our wide range of Time Deposits starting 1 week up till 3 years Know More

Have your financial needs met with our tailor made financing solutions with minimum fees applied

Exclusively for Tharwa customers get your secured  loan instantly with 25% off admin fees!

Personal loan for self-employed and professionals Safwa

• Repayment period starts from 6 months and up to 5 years
• Interest rate 23% decreasing rate.
• Minimum loan amount EGP 100,000.
• Maximum loan amount up to EGP 2 Million and up to EGP 3 Million in case of top-up after 12 months.
• Client should be a resident of Cairo, Alexandria or Mansoura.
• Income is calculated based on a 12-months bank statement.

Surrogate loan Tharwa

• Repayment period starts from 6 months and up to 84 months.
• Interest rate 20.5% decreasing rate.
• Minimum loan amount EGP 50,000.
• Maximum loan amount up to EGP 2 Million.
• Exclusively available to  BdC Tharwa clients with minimum of EGP 1Mn for assets under management (CDs – TDs – Average account balance).
• Income is calculated based on total average of last 6 months of customer’s (savings accounts + TDs + CDs).

Personal loan for property owners

• Repayment period starts from 6 months and up to 60 months.
• Interest rate 22% decreasing rate.
• Minimum loan amount EGP 25,000.
• Maximum loan amount up to EGP 1.5 Million ,Top up 2 Million.
• Client should be an owner at one of the following compunds (Palm Hills - Sodic - Mountain View - Emaar - Talaat Moustafa - Tatweer Misr - Misr Italy - La Vista – Egy Gab – Samcrete – Le Rois – Roaya – Al Futtaim – City Edge – Al Marasem – Capital Group Properties – Al Rabwa – New Giza – Hyde Park – Al Burouj) more compounds to be added soon.
• Income is calculated based on (down payment + contract payment).

Tharwa cares!

Because your family matters, a tailor made protection plans is one click away!
Ensure your beloved ones milestones are achieved through our carefully designed savings plans.
For more information please click here.

An elite stress free lifestyle!

Leave it to us!

Let Tharwa plan ahead your leisure.

Tharwa & Les Concierges Egypt will take good care of your special times! We secure your reservation at fine dinning restaurants, call 15160 & let us do our magic.

Because we care about you, Tharwa facilitates your travel & booking arrangements call 15160 to know more about available hotels & airlines through Les Concierges.

We truly understand how precious your time is, have your National ID, Passport & all other governmental documents taken care via Les Concierges assistance.

Running late? No problem!
Allow Tharwa to run out your urgent errands, call 15160 to get to know about Les Concierges pick & drop services.

Luxurious priority banking lounges to prioritize all your requests in selected branches.

Tharwa lounges, Your new comfort zone!

Designated spacious lounges carefully equipped & spread out to ensure privacy

You can find us at

And soon more lounges to be added!
Tharwa ensures providing priority services at all branches